Frequently asked questions
Straight answers before you sign up.
Do I have to type in my accounts?
No. Upload or paste a credit report and the platform extracts accounts, balances, remarks, inquiries, public records and your personal information. You only confirm the fields flagged as low confidence.
Which reports are supported?
Experian, Equifax, TransUnion, AnnualCreditReport.com, Credit Karma, SmartCredit, IdentityIQ and myFICO, with a generic parser for anything else.
Does the AI send anything on my behalf?
Never. AI drafts and recommends; you approve every dispute, letter and offer before it leaves the system.
Can you guarantee my score will go up?
No. Any projections shown are illustrative and based on item type, age and reporting status. No outcome is guaranteed.
Is this legal advice?
No. My Financial Butler is software and provides educational information only. It is not a law firm.
How do I mail my letters?
Initially you print, sign and mail them, then log the mail date and tracking number. Integrated mailing is planned.
What happens if the bureau verifies an item?
Upload the response and the platform queues a Round 2 method-of-verification dispute automatically.
Can I use this for my business credit?
Yes. A separate business engine covers vendor accounts, business tradelines, business reports and funding preparation.
How is my data protected?
Role-based access control, audit logging on record access, input validation and least-privilege access. See the Privacy Policy.