Features
A complete credit operating system — not a letter generator.
Dashboard
Profile health, open disputes, deadlines and the Next Best Action in one view.
Credit Profile
A single normalized profile built from every report you import, deduplicated across bureaus.
Credit Reports & Import
Provider-specific parsing for eight sources with a generic fallback and confidence scoring.
AI Analysis
Summary, negative item breakdown, potential removals, illustrative projections and confidence explanations.
Action Plan
Persistent, progressive tasks with priority, due dates, dependencies and completion tracking.
Disputes
Round 1 through Round 3 with evidence, packets, timelines and response tracking.
Letters & Documents
Dispute, negotiation, pay-for-delete, goodwill and complaint documents with signature pages.
Response Center
Upload bureau replies for classification, case linking and next-action recommendations.
Debt Negotiation
Settlement offers, pay-for-delete, payment tracking and automatic dispute fallback.
Student Loans
Document review, charge audits, repayment and relief program guidance. Educational only.
Credit Growth
Secured cards, builder loans and reporting services, prioritizing soft-pull opportunities.
Business Credit
Vendor accounts, business tradelines, business reports and funding preparation.
Affiliate Dashboard
Referral code, conversions, commission history and future payouts.
Admin Portal
Customers, cases, report processing, letter approval, parser quality and compliance.
Security
Role-based access control, audit logs, validated inputs and least-privilege access.