Text Message Terms

Effective: August 23, 2026 CURRENT STATUS My Financial Butler does not currently offer SMS during signup and is not actively sending an SMS program. A phone number is not required to create an account, purchase a subscription, or use the core service. Publishing these terms does not enroll anyone or indicate that messaging is active. FUTURE PROGRAM SMS consent is not a condition of purchasing any product or service or of creating an account. Before transactional SMS is activated, Arthur Nicolas LLC d/b/a My Financial Butler will use a separate affirmative consent checkbox that is unchecked by default. Consent will not be bundled with Terms acceptance or required for purchase. The program may send account verification or security notices, customer-requested access notifications, material service alerts, and notices that a requested item is available in the secure portal. It will not send purchased-list, lead-generation, or promotional messages under transactional consent. MESSAGE FREQUENCY AND RATES If activated, frequency will vary with account activity. Message and data rates may apply. REVOCATION AND HELP A recipient may revoke consent at any time by any reasonable method, including replying STOP, QUIT, END, REVOKE, OPT OUT, CANCEL, or UNSUBSCRIBE, or emailing support@myfinancialbutler.com. HELP and support@myfinancialbutler.com provide assistance. A confirmation may acknowledge the opt-out, after which no further texts will be sent. To re-subscribe after opting out, reply START or re-provide consent through the account portal. PRIVACY AND SENSITIVE DATA Mobile information and SMS opt-in consent will not be sold or shared with third parties or affiliates for marketing or promotional purposes. Service providers used solely to deliver messages may process this information on our behalf. Text messages will not contain full credit-report details, Social Security numbers, full account numbers, dispute contents, or sensitive uploaded documents; those remain in the authenticated portal. CARRIERS AND NUMBER CHANGES Carriers are not liable for delayed or undelivered messages. A participant must provide an accurate number and notify us if it changes or is reassigned. The future program is intended for the United States and supported carriers may vary. CONTACT Arthur Nicolas LLC d/b/a My Financial Butler — support@myfinancialbutler.com